01
Debt Advisory
Analysis of debt capacity, financing requirements, lender considerations, maturity profile and available funding alternatives for real estate and corporate situations.
CAPITAL
Capital
Advisory
Clear structure for complex capital decisions.
AJVESTOR advises property owners, investors, entrepreneurs and companies on debt, refinancing, capital structures, corporate finance and transaction decisions. We combine financial analysis, commercial judgement and practical execution to help clients understand alternatives before capital is committed.
Focus
Debt, capital structures & transactions
Core sectors
Real estate & privately owned businesses
Output
Decision-ready analysis & materials
Engagement
Defined scope, roles & deliverables
Capital services
Focused support where decisions carry consequences.
Mandates are shaped around the decision to be made. The work combines commercial judgement, financial discipline, operating reality and a clear path to execution.
02
Capital Structuring
Capital-stack analysis across senior debt, subordinated capital, shareholder funding and equity alternatives, with scenario analysis focused on cost, flexibility, risk and control.
03
Refinancing
Review of existing financing, upcoming maturities, covenant headroom, cost of capital and refinancing scenarios, including the information needed to prepare for lender discussions.
04
Corporate Finance
Financial modelling, business and transaction analysis, capital planning, ownership scenarios and decision material for companies facing significant financing or strategic situations.
05
M&A Advisory
Acquisition and divestment analysis, transaction economics, ownership scenarios, valuation support, due-diligence coordination and preparation of decision material.
06
Financial Modelling & Analysis
Integrated models and scenario analysis covering cash flow, debt capacity, capital requirements, sensitivities, returns and the variables most relevant to the decision.
We do not assume that every opportunity should proceed. A useful review may confirm the case, reshape it, identify conditions for proceeding or recommend stopping.
Decision material
Advice should end in a decision.
Outputs are designed for owners, boards, management teams, lenders and transaction counterparties. The format depends on the mandate, but the underlying discipline remains consistent.
Financing memorandum
Business plan, financing requirement, debt capacity, capital structure, key assumptions and the commercial rationale supporting the proposed financing decision.
Capital scenarios
Base, upside and downside cases covering cash flow, leverage, interest cost, amortisation, covenant headroom, refinancing assumptions and equity requirements.
Lender & stakeholder pack
Clear presentation of the business case, assumptions, financial information, transaction structure, risks, milestones and open questions for lenders, owners or boards.
Implementation roadmap
Sequenced next steps, responsibilities, information requirements, decision gates, external adviser inputs and the documents needed to move from analysis to execution.
How we work
Structured from question to execution.
Each engagement begins with the decision, not a pre-set report. Scope and depth are matched to the situation, available information and consequences of getting it wrong.
01
Frame
Define the decision, objectives, stakeholders, timetable, constraints, information requirements and success criteria.
02
Diagnose
Test the facts, economics, assumptions, risks and information gaps across commercial, financial and operating dimensions.
03
Structure
Develop realistic alternatives, compare trade-offs and translate the preferred direction into decision-ready material.
04
Support
Assist with documentation, coordination, discussions and implementation while responsibilities remain clearly assigned.
Scope, deliverables, timetable, information access, responsibilities, fees and any conflicts are agreed before substantive work begins.
Clients & situations
Mandates shaped around the decision.
We work with parties that need commercially grounded analysis and a practical route forward, particularly where property, capital, ownership and execution intersect.
Property owners, developers and operators
Entrepreneurs and privately owned businesses
Investment companies and family offices
Lenders, strategic partners and joint-venture parties
International businesses assessing Nordic opportunities
Defined project
A specific question, analysis or deliverable with an agreed scope, timeline and decision point.
Strategic review
A structured assessment of alternatives, priorities, risks and the operating or capital implications.
Transaction support
Commercial preparation, analysis and coordination for a direct real estate or business transaction.
Ongoing advisory
Periodic owner, board or management support under a clear mandate and documented responsibilities.
Workshop
A focused working session to align stakeholders, test assumptions and define the next decisions.
Selected capital expertise
Understand the capital structure before changing it.
Capital decisions affect liquidity, risk, control, flexibility and future strategic options. Our analysis focuses on how those variables interact before a financing or transaction path is chosen.
Debt Capacity & Downside
Test operating cash flow, leverage, interest burden, amortisation, maturities and downside assumptions to understand debt capacity and resilience before financing terms are evaluated.
Capital Structure Analysis
Compare senior debt, subordinated capital, shareholder funding and equity alternatives through cost, ranking, security, flexibility, governance and dilution considerations.
Refinancing Readiness
Prepare the financing case before maturity pressure becomes the strategy: information requirements, lender materials, covenant position, timing, alternatives and execution dependencies.
Regulatory boundaryAJVESTOR provides strategic and commercial advisory. Regulated activities are undertaken by appropriately authorised providers where required.
New assignments
Start with the decision you need to make.
A concise first approach is enough. Explain the situation, the decision, the timetable and the support you believe is required. We will assess whether there is a clear fit before any mandate is discussed.
Contact →Include in your first approach
- Your organisation, project or asset
- The opportunity, challenge or required decision
- Current stage and relevant timetable
- Available information and principal assumptions
- Key counterparties or stakeholders
- The support and outcome you are seeking
Keep the first submission non-confidential. Do not send identity documents, bank details, passwords, personal data, legally privileged material, trade secrets or inside information through the initial inquiry form.
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