Terms and Conditions

01 / SCOPE

Scope and acceptance

By accessing, browsing or using this website, you agree to these Terms and Conditions. If you do not agree with these Terms, you should not use the website.

These Terms apply only to the website, public website content and website-based communications. They do not replace any signed non-disclosure agreement, mandate letter, engagement letter, investment agreement, financing document, purchase agreement, partnership agreement, employment agreement, supplier agreement or other written contract with AJVESTOR AB. Where a separate written agreement applies, that agreement controls to the extent of any conflict.

02 / OPERATOR

Website operator

The website is operated by AJVESTOR AB, company number 559574-4219, with registered office at Kungsgatan 8, 111 43 Stockholm, Sweden.

References to AJVESTOR, we, us or our mean AJVESTOR AB unless the context clearly states otherwise.

03 / INFORMATION

Website information only

The website is provided for general corporate and informational purposes. Website content may describe AJVESTOR's areas of interest, business focus, market views, contact routes, legal notices and other general information.

Although AJVESTOR aims to keep website content clear and current, the website may contain omissions, outdated information or general statements that do not reflect a specific transaction, company, asset, jurisdiction or market situation. We do not guarantee that the website is complete, accurate, current, uninterrupted or free from errors.

04 / NO OFFER

No offer, solicitation, recommendation or advice

Nothing on this website is an offer, solicitation, invitation, recommendation, commitment or binding proposal to buy, sell, finance, invest in, arrange, advise on or enter into any transaction involving securities, financial instruments, real estate, companies, portfolios, loans, funds, structured products, partnerships or any other asset or service.

No website content should be treated as investment advice, financial advice, legal advice, tax advice, accounting advice, regulatory advice, valuation advice, real estate advice or due diligence advice. AJVESTOR does not provide any such advice through the website.

Any transaction, financing, acquisition, disposal, partnership, advisory relationship or other commercial arrangement will be subject to separate due diligence, approvals, documentation and written agreements.

05 / AUDIENCE

Professional audience and jurisdictions

The website is primarily intended for professional, institutional, corporate, entrepreneurial and other business-oriented visitors who are capable of evaluating commercial and transaction-related information with their own advisers.

AJVESTOR does not represent that the website, its content or any related communication is appropriate, lawful or available in every jurisdiction. You are responsible for complying with laws and regulations that apply to you, including rules on financial promotions, investment services, securities, real estate, marketing, data protection, sanctions, export controls and professional conduct.

AJVESTOR does not, through this website, hold itself out as a bank, securities firm, investment manager, fund manager, broker-dealer, crowdfunding service provider, legal adviser, tax adviser or regulated financial institution unless this is expressly stated in a separate written agreement or required authorisation. Activities requiring authorisation will only be carried out where AJVESTOR or the relevant party is properly authorised, exempt or otherwise legally permitted to do so.

06 / USE

Permitted use of the website

You may use the website for lawful, ordinary business and informational purposes. You must not misuse the website, interfere with its operation or use it in a way that damages AJVESTOR, other visitors, service providers or the integrity of the website.

07 / SUBMISSIONS

Inquiries, forms and unsolicited material

If you contact AJVESTOR through the website, you are responsible for ensuring that your submission is accurate, lawful and that you have the right to share it. You should not submit information on behalf of another person or organisation unless you are authorised to do so.

Do not submit highly sensitive personal data, inside information, market-sensitive information, bank details, payment card details, identity documents, passwords, trade secrets, legally privileged material or confidential transaction documents through an initial website form or ordinary email unless AJVESTOR has first agreed a secure channel and, where needed, a written confidentiality arrangement.

Submitting an inquiry, business proposal, idea, document, opportunity or other material does not create a client relationship, advisory relationship, fiduciary duty, partnership, joint venture, employment relationship, mandate, exclusivity, confidentiality obligation or obligation for AJVESTOR to review, respond to, retain, return or act on the submission.

08 / PRIVACY

Privacy, cookies and communications

Personal data submitted through the website is handled in accordance with our Privacy Policy. The Privacy Policy explains what personal data may be collected, why it is processed, the legal bases that may apply, how long it may be retained and the rights available to individuals.

Where the website asks you to confirm consent, acknowledge legal terms or accept a privacy notice before submitting a form, you must only submit the form if you understand and agree to that action. AJVESTOR may also process website communications where necessary for legitimate business purposes, legal compliance, security, dispute management and administration.

The website may use cookies, analytics, security tools, spam protection, hosting infrastructure and third-party services. Additional notices may apply where specific tools are used.

09 / DIGITAL GOVERNANCE

AI, automation and digital tools

AJVESTOR may use digital tools, automation and AI-assisted systems to support website security, spam filtering, inquiry routing, administrative workflows, drafting, summarisation, research support, records management, translation, website maintenance and operational review.

These tools are used to support AJVESTOR's work, not to replace legal, financial, investment, regulatory or professional judgement where such judgement is required. AJVESTOR aims to apply appropriate oversight, confidentiality controls and data protection safeguards depending on the context and risk of the information involved.

You should avoid submitting information through the website that requires heightened confidentiality, legal privilege, transaction-room controls or regulated handling unless a proper secure process has been agreed in advance.

10 / RIGHTS

Intellectual property

The website, including its text, design, layout, graphics, logos, brand elements, structure and other content, is owned by or licensed to AJVESTOR and is protected by intellectual property and unfair competition laws.

You may view and use the website for ordinary informational purposes. You may not reproduce, distribute, modify, publish, transmit, scrape, train systems on, create derivative works from, remove notices from or commercially exploit website content without AJVESTOR's prior written permission, except to the extent permitted by mandatory law.

11 / THIRD PARTIES

Third-party links, platforms and services

The website may contain links to third-party websites, platforms, services, data sources or documents. These links are provided for convenience or context only. AJVESTOR does not control third-party content and is not responsible for its accuracy, availability, security, legality or privacy practices.

Use of third-party services may be subject to their own terms, privacy policies, cookie policies and security practices. A link or reference does not imply endorsement, recommendation, verification or responsibility by AJVESTOR.

12 / SECURITY

Availability, security and changes to the website

AJVESTOR may update, suspend, restrict, remove or change any part of the website at any time. We may also limit access where we believe this is necessary for security, legal, operational, maintenance or abuse-prevention reasons.

We take reasonable steps to maintain the website, but we do not guarantee uninterrupted access, error-free operation, compatibility with every device, freedom from malicious code or complete security of internet communications. You are responsible for using appropriate device, browser, network and email security.

13 / LIABILITY

Disclaimers and limitation of liability

To the maximum extent permitted by applicable law, AJVESTOR excludes warranties, representations and conditions relating to the website and its content, whether express, implied or statutory, including implied warranties of accuracy, completeness, availability, merchantability, fitness for a particular purpose and non-infringement.

To the maximum extent permitted by applicable law, AJVESTOR will not be liable for indirect, consequential, special, punitive or incidental loss or damage, loss of profit, loss of revenue, loss of business opportunity, loss of data, reputational harm, business interruption or losses arising from reliance on website content, inability to access the website, viruses, cyber incidents, third-party content or unauthorised use of communications.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under mandatory law, including liability for wilful misconduct, fraud, death or personal injury caused by negligence, or any mandatory consumer or statutory rights that apply.

14 / RELATED NOTICES

Related disclosures and legal notices

These Terms should be read together with AJVESTOR's Disclosures and Privacy Policy. Those pages contain additional important information about legal, financial, regulatory, risk, privacy, data protection and digital-governance matters.

If a transaction-specific document, regulatory notice, confidentiality agreement or written contract contains more specific terms, that document will apply to the relevant transaction or relationship.